SampleThree-bed Briar Lane townhouse. Bought with cash, financed or as a BRRRR, the rent clears every test; cash ranks first. The inputs are fixed. Every figure is computed live by the same engine the app uses.
Verdict
620 Briar Lane
Tampa, FL · 3 bd · 2.5 ba · 1,425 sqft
Buy & hold (cash) is the recommended strategy at this price.
What this means for you
- Buy & hold (cash) is the strongest strategy at this price.
- A flip would make about $16,300 (7.5% ROI on cash) against a target of $25,500.
- As a rental with the default loan it makes $597 a month (DSCR 1.58, cash-on-cash 11.6%).
- A BRRRR refinance leaves $28,175 in the deal making $347 a month after the new loan.
Check before you offer
- Photo coverage is weak. Add photos of the areas still missing.
Confidence factors
- Photo coverage · 35%18Add photos of the areas still missing.
- Rehab range tightness · 25%70
- ARV source quality · 25%50
- Rent source quality · 15%50
Key numbers
Each strategy passes only when every line clears its target. Click any number to see how it was calculated.
Flip
Fails| Profit ≥ target | target ≥ $25,500 |
| Profit at rehab-high > 0 | target ≥ $0 |
| ROI on cash | |
| Project cost | |
| Max allowable offer | $32,100 over |
Works at $195,900 or less.
Buy & hold (financed)
Passes| Cash flow ≥ min/month | target ≥ $200 |
| Cash-on-cash ≥ min | target ≥ 8.0% |
| DSCR ≥ min | target ≥ 1.25 |
| NOI / year | |
| All-in cost | |
| Lender-style DSCR |
Works at $232,100 or less.
Buy & hold (cash)Recommended
Passes| Cap rate on all-in ≥ min | target ≥ 7.0% |
| NOI / year | |
| All-in cost |
Works at $265,800 or less.
BRRRR
Passes| Cash left ≤ max % of all-in | target ≤ 20.0% |
| Post-refi DSCR ≥ min | target ≥ 1.20 |
| Cash flow ≥ min/month | target ≥ $100 |
| Cash left in deal |
Works at $223,300 or less.
Wholesale
Fails| Spread ≥ fee target | target ≥ $10,000 |
| Max contract price |
Works at $162,900 or less.
What would change the call
Each row re-runs every strategy with one input stressed.
| Scenario | Recommendation | Strategies that change |
|---|---|---|
| Rehab +20% | Unchanged | — |
| ARV −5% | Unchanged | — |
| Rent −10% | Unchanged | Buy & hold (financed) passes → fails · BRRRR passes → fails |
| Loan rate +1 pt | Unchanged | BRRRR passes → fails |
| Hold +2 months | Unchanged | — |
Scope of work
Rehab at Rental $5,091 (range $5,091–$7,325) · budget $5,600 with 10.0% contingency
| Area | Range | Rental |
|---|---|---|
| Living room · 1 | $3,341 | |
| Replace worn carpet with durable LVPLiving room photo, no filePlanning allowance | $3,341 | |
| Interior · 1 | $1,750 | |
| Touch-up and repaint high-traffic roomsno photoPlanning allowance | $1,750 | |
| Total rehab | $5,091 |
Assumptions
Starting points until confirmed. Change them per deal in Underwriting or for every deal in Settings.
| Max offer, % of ARV Default | 70.0% |
| Rehab contingency Default | 10.0% |
| Buy closing, % of purchase Default | 2.0% |
| Sell costs, % of ARV Default | 8.0% |
| Flip hold Set by you | 12 months |
| Flip / BRRRR purchase financing Default | All cash (ROI is on the full outlay) |
| Rental rehab period Default | 3 months |
| Rental loan Default | 25.0% down · 7.0% · 30 yr |
| Vacancy Default | 8.0% |
| Maintenance / CapEx Default | 8.0% / 5.0% |
| Management, % of collected rent Default | 10.0% |
| BRRRR refi Default | 75.0% LTV · 2.0% costs · 7.0% · 30 yr |
| Wholesale fee target Default | $10,000 |
| Inputs ARV entered by you | purchase $205,000 · ARV $255,000 · rent $2,750/mo |
Evidence
2 photos · 2 of 11 areas covered
Add photos of exterior, roof, kitchen, bedroom, hvac, water heater, electrical panel, basement or foundation, windows to raise confidence.
- No photo fileLiving room
- No photo fileBathroom
Estimates are for information only and are not financial, legal, or tax advice. Repair costs are planning figures from a cost book, not contractor bids. Verify every number with your contractor, lender, and advisors before making an offer.